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Looking for a mortgage refinance company in Stockton? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Stockton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage refinance companies in Stockton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Valley Mortgage Group - Daniel A. Sosa
5713 N Pershing Ave Suite D2, Stockton, CA 95207
2093534657
Mission San Jose Mortgage
2111 W March Ln # B200, Stockton, CA 95207
8888487199
Kristina Hernandez at Homeowners Financial Group USA, LLC
Mortgage refinance companies in Stockton California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Stockton residents may also benefit from local programs that assist with closing costs for eligible borrowers.
What Does a Mortgage Refinance Company in Stockton Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Total closing costs often range from 2,000 to 6,000 dollars or more. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Stockton California?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or under review process takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.