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Showing 2 mortgage refinance companies in Stevenson Ranch, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Augusta Financial Inc
25129 The Old Rd #350, Stevenson Ranch, CA 91381
6612602970
Peregrine Financial, Inc
24961 The Old Rd Ste 104, Stevenson Ranch, CA 91381
6618770484
What Does a Mortgage Refinance Company in Stevenson Ranch Cost?
Typical costs for a mortgage refinance in California include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance of $1,000 to $2,500. Third-party costs like credit report fees and recording fees add $50 to $200. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Stevenson Ranch?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require proof of homeowners insurance and a property appraisal. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there California laws that protect me during a refinance?
Yes. California has anti-predatory lending laws that limit certain fees and require clear disclosure of loan terms. The Homeowners Bill of Rights also provides protections against foreclosure if you are refinancing to avoid default.