Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Santa Barbara, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dawn Flori NMLS# 2348631 | The Kelly Marsh Team at Cornerstone Home Lending
1828 State St, Santa Barbara, CA 93101
(805) 563-1100
houseloan.com
Austin Lampson at OriginPoint NMLS 2185899
1525 State St #104, Santa Barbara, CA 93101
(805) 869-7100
austinlampson.com
Susan Bonanno - Mortgage Advisor
5290 Overpass Rd STE 123, Santa Barbara, CA 93111
(805) 252-6324
susanbonanno.com
Vicky Reese - TIME Lending Mortgage Broker
3820 State St D, Santa Barbara, CA 93105
(805) 886-4052
loansthatbringyouhome.net
Ranch & Coast Mortgage Group, Inc.
1117 State St, Santa Barbara, CA 93101
(805) 448-6932
rcmloan.com
Guy Rivera - Branch Manager - Your Guy in the Mortgage Industry
1736 State St, Santa Barbara, CA 93101
(805) 452-3804
guyrivera.allwestern.com
Michele Herrera at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
(805) 770-5517
ccm.com
Jeff Bochsler at Rate (NMLS #770636)
1165 Coast Village Rd C, Santa Barbara, CA 93108
(805) 290-1828
rate.com
American Riviera Bank Residential Lending
1033 Anacapa St, Santa Barbara, CA 93101
(805) 335-8150
americanriviera.bank
Matt Genovese - MG Lending
1114 State St # 237, Santa Barbara, CA 93101
(805) 886-0878
mglendingsb.com
Leah Gaona at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
(805) 770-5502
ccm.com
Tom Kronen at Mutual of Omaha Reverse Mortgage
1114 State St ste 320, Santa Barbara, CA 93101
(805) 895-0471
mutualreverse.com
Diana MacFarlane - Mortgage Lender
606 Calle De Los Amigos, Santa Barbara, CA 93105
(805) 886-8269
dianamacfarlane.com
Dan Marchiando at Paragon Mortgage Group
1215 De La Vina St STE G, Santa Barbara, CA 93101
(805) 886-0581
yourbestinterest.net
Paragon Mortgage Group
1215 De La Vina St STE G, Santa Barbara, CA 93101
(805) 899-1390
paragonmortgagegroup.com
Jennifer Ellison - RPM Mortgage Santa Barbara
319 E Carrillo St #100, Santa Barbara, CA 93101
(805) 452-1838
rpm-mtg.com
Vanguard Hard Money
351 Hitchcock Way ste 230-b, Santa Barbara, CA 93105
(714) 956-0508
vanguardhardmoney.com
The Dream Team @ Movement Mortgage
222 E Carrillo St Suite 107, Santa Barbara, CA 93101
(805) 886-8318
thedreamteam.neohomeloans.com
Mortgage Wholesale
133 E De La Guerra St #59, Santa Barbara, CA 93101
(805) 419-3319
mortgagewholesale.com
What Does a Mortgage Refinance Company in Santa Barbara Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1500 dollars. Third-party fees like credit report and recording fees add 50 to 200 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Santa Barbara?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and a credit check. Each lender may ask for additional documents based on your situation.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal takes longer or if there are title issues. California law does not set a maximum time limit, but lenders must provide timely updates.
Mortgage Refinance Companies in Other California Cities
Adelanto · Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · American Canyon · Anaheim · Antioch · Apple Valley · Arcadia · Arcata · Arroyo Grande · Artesia · Atascadero