Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage refinance companies in San Mateo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sean Kameli @ Supreme Lending - NMLS #633285
Supreme Lending, 1810 Gateway Dr # 115, San Mateo, CA 94402
6504342220
Supreme Lending - Scott Eaton
1810 Gateway Dr #230, San Mateo, CA 94404
9259809862
Emerson Financial
675 Mariners Island Blvd STE 107, San Mateo, CA 94404
6505241700
Ascend Mortgage
3 E 3rd Ave Suite 200, San Mateo, CA 94401
6502124010
Redwood Mortgage
177 Bovet Rd #520, San Mateo, CA 94401
6503655341
Spinner Mortgage
205 De Anza Blvd suite 269, San Mateo, CA 94402
6505224180
Commercial Mortgage Corporation
1670 S Amphlett Blvd # 214, San Mateo, CA 94402
6503419800
The Michael Haigh Team with Supreme Lending
1300 S El Camino Real # 505, San Mateo, CA 94402
4152694461
Mortgage Services
181 2nd Ave, San Mateo, CA 94401
6507623014
Bay Financial Company
220 Baldwin Ave, San Mateo, CA 94401
6506855815
Chase Home Lending
78 E 4th Ave, San Mateo, CA 94401
6025783423
Wells Fargo Home Mortgage
1810 Gateway Dr Suite 150, San Mateo, CA 94404
6502874904
Mortgage Services
235 E 3rd Ave, San Mateo, CA 94401
6507030758
What Does a Mortgage Refinance Company in San Mateo Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $800,000 home in San Mateo, closing costs often fall between $4,000 and $12,000. These costs include lender fees, appraisal fees (usually $400 to $700), title insurance, and escrow fees. California also imposes a documentary transfer tax which in San Mateo County is $1.10 per $1,000 of the new loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in San Mateo?
A standard refinance in California usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and your property appraisal. California law does not set a specific maximum time limit for the process.
Do California refinance loans have a right of rescission?
Yes, for most refinances on a primary residence, California borrowers have a three business day right of rescission under federal Truth in Lending Act rules. This period starts after you sign the loan documents and receive the required disclosures. You can cancel the loan for any reason within that time.
Are there California specific fees for refinancing a mortgage?
Yes, California charges a documentary transfer tax on the new loan amount in some counties including San Mateo. Lenders may also charge an appraisal fee, title insurance, and recording fees. California law limits prepayment penalties on most loans after three years.