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Find Mortgage Refinance Companies Near You in San Francisco, CA

Looking for a mortgage refinance company in San Francisco? Review the directory below to compare your options.

20 agents listed
Updated May 2026
San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in San Francisco, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SunnyHill Financial
600 California St Suite 12-032, San Francisco, CA 94108
5102889800
Fif Ghobadian at OriginPoint (NMLS #110501)
345 California St Suites 600, San Francisco, CA 94104
4152039468
Mike Koran - Primary Residential Mortgage Inc
1746 18th St, San Francisco, CA 94107
4152525070
Primary Residential Mortgage, Inc.
1746 18th St, San Francisco, CA 94103
4152525070
James W. Argo - Mortgage Banker - Residential & Multi Family Lending
232 Townsend St, San Francisco, CA 94107
4152921993
Julie Malta- Guarantee Mortgage NMLS #254124
232 Townsend St, San Francisco, CA 94107
4152036800
Chestnut Mortgage
2261 Market St Ste 86346, San Francisco, CA 94114
6282138391
Steven Hook, San Francisco Mortgage Advisor
Ferry Building, 1st St Suite 270, San Francisco, CA 94111
4152609376
Shawn Maxwell - Homepoint Lending Inc
945 Market St Suite 501, San Francisco, CA 94103
6507594094
Home Loans by Orlando
232 Townsend St, San Francisco, CA 94107
4156991474
Guarantee Mortgage
505 Montgomery St #1275, San Francisco, CA 94111
4154415050
CJ Kerls at Rate (NMLS #243438)
41 Freelon St, San Francisco, CA 94107
4155866003
Dianne Crosby at Rate (NMLS #304682)
41 Freelon St, San Francisco, CA 94107
5102694184
Aaron Weisinger - Mortgage Loan Officer (NMLS #448645)
50 California St #1500, San Francisco, CA 94111
4155458030
WeFund Mortgage Corporation
1229 Chestnut St, San Francisco, CA 94109
8888406510
Change Home Mortgage
1295 Indiana St, San Francisco, CA 94107
4153683540
Dean Rizzi at Rate (NMLS #237278)
41 Freelon St, San Francisco, CA 94107
4155177800
Lillian Lin- Change Home mortgage
1295 Indiana St, San Francisco, CA 94107
4153683540
Chase Mortgage
4669 Mission St, San Francisco, CA 94112
4155855054
UP Capital & Mortgage
2020 Ocean Ave suite 2A, San Francisco, CA 94127
4159932262

What Does a Mortgage Refinance Company in San Francisco Cost?

Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. Common fees include an appraisal fee of 400 to 700 dollars, a title search fee of 200 to 500 dollars, and origination points up to 1 percent of the loan. Costs vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in San Francisco?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. California lenders may also ask for a copy of your homeowners insurance policy.
How long does a mortgage refinance take in California?
Most refinances close in 30 to 45 days. California law gives you a three-day right of rescission after signing, which adds a short delay.
Are there California taxes on mortgage refinancing?
California does not charge a state tax on refinancing. However, you may pay local recording fees and a documentary transfer tax if the loan amount increases.