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Browse mortgage refinance companies serving Salinas, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Salinas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Salinas, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capitol Mortgage
1880 N Main St #200, Salinas, CA 93906
8314491227
Mason-McDuffie Mortgage Corporation
6 Quail Run Cir # 102, Salinas, CA 93907
8312720916
The Blue Adobe Team~ Oscar Mora
362 S Main St, Salinas, CA 93901
8313206525
Felix Home Loans
1403 N Main St Suite A, Salinas, CA 93906
8317766337
Loans By CMS
3 Winham St, Salinas, CA 93901
8316760937
Premier Mortgage Resources - Ronnie Esparza
336 S Main St, Salinas, CA 93901
8313209328
Steinbeck Real Estate & Steinbeck Mortgage
12 W Gabilan St, Salinas, CA 93901
8314171000
PrimeLending, A PlainsCapital Company - Salinas
1188 Padre Dr #107, Salinas, CA 93901
8319989520
Jack Kirk | Premier Mortgage Resources
336 S Main St, Salinas, CA 93901
8318016088
Blue Adobe Mortgage
362 S Main St, Salinas, CA 93901
8312505559
Tony Sanchez - Sanchez & Associates Mortgage Group
119 E Alisal St, Salinas, CA 93901
9163351117
Elite Capital Funding
54 San Miguel Ave, Salinas, CA 93901
8312101139
Rubio Mortgage & Realty
1403 N Main St Suite A, Salinas, CA 93906
8312353850
Miguel Santamaria Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
8319054007
Harris Mortgage
422 Salinas St, Salinas, CA 93901
8317699400
ROOTS Lending Group
14 Maple St #B, Salinas, CA 93901
8319988205
OGI Mortgage Bankers
1880 N Main St #300, Salinas, CA 93906
8317848030
Edgar Ramirez Mortgage
E Market St, Salinas, CA 93905
8313204605
Platinum Capital Mortgage
60 W Market St # 300, Salinas, CA 93901
8312291116
Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
8319988200
A mortgage refinance company in Salinas California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local Salinas lenders understand the Monterey County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Salinas Cost?
Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Salinas?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal. Each lender may ask for additional documents based on your situation.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. California law requires a three business day rescission period after signing.
What are the current refinance rates in Salinas California?
Refinance rates change daily based on market conditions and your credit profile. In Salinas rates are influenced by the California housing market and Federal Reserve policy. Contact a local lender for a personalized rate quote.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.