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Mortgage Refinance Companies in Porterville, CA

Compare mortgage refinance companies in Porterville. Review contact information and insurance categorys before you decide.

15 agents listed
Updated June 2026
Porterville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 15 mortgage refinance companies in Porterville, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Capital Lending
206 N Main St, Porterville, CA 93257
(559) 920-2904 directcapitallending.com
Self-Help Federal Credit Union
182 N Main St, Porterville, CA 93257
(559) 475-7080 self-helpfcu.org
OneMain Financial
367 N 2nd St, Porterville, CA 93257
(559) 781-3910 onemainfinancial.com
Mike Garay at Rate (NMLS #249941)
1055 W Morton Ave Suite D, Porterville, CA 93257
(559) 361-0294 rate.com
Primary Residential Mortgage, Inc.
484 N Prospect St Suite D Ste D, Porterville, CA 93257
(559) 791-0500 primeres.com
Berta Guerrero | Branch Manager | Primary Residential Mortgage, Inc.
484 N Prospect St Ste D, Porterville, CA 93257
(559) 791-0500 primeres.com
Country Club Mortgage Inc
1150 W Morton Ave # A, Porterville, CA 93257
(559) 784-2265 countryclubmortgage.com
Alterra Home Loans
881 W Morton Ave C, Porterville, CA 93257
(559) 784-2080 goalterra.com
Nexa Mortgage, Inc
846 N Main St STE F, Porterville, CA 93257
(559) 361-6930 prod.lendingpad.com
U.S. Bank-Mortgage Loan Officer-Michael Grogan
229 N Main St, Porterville, CA 93257
(408) 918-4129 mortgage.usbank.com
Wes Covert, Mortgage Banker with Freedom Mortgage
999 W Morton Ave A, Porterville, CA 93257
(559) 333-5575
Jorge Fernandez - Empower Home Loans
881 W Morton Ave C, Porterville, CA 93257
(559) 791-5979 empowermyloan.com
RWM Home Loans - Porterville
83 E Harrison Ave, Porterville, CA 93257
(559) 560-8299 rwmloans.com
Rate
1055 W Morton Ave Suite D, Porterville, CA 93257
(312) 897-3462 rate.com
The Mortgage Steward - Real Estate & Home Loans
881 W Morton Ave C, Porterville, CA 93257
(559) 791-8047 themortgagesteward.myclickfunnels.com

Mortgage refinance companies in Porterville California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Porterville lenders understand the Tulare County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Porterville Cost?

Typical costs for a mortgage refinance in California include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,500 dollars. Other fees may include credit report charges and recording fees. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Porterville California?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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