Mortgage refinance companies in Petaluma California help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. California law requires lenders to provide clear disclosures under the Truth in Lending Act and the California Financing Law.
What Does a Mortgage Refinance Company in Petaluma Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party costs like credit report fees and escrow fees add 50 to 200 dollars each. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
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