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Find Mortgage Refinance Companies Near You in Palos Verdes Estates, CA
Looking for a mortgage refinance company in Palos Verdes Estates? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Palos Verdes Estates, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in Palos Verdes Estates, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Circadian Mortgage Brokers
30 Malaga Cove Plaza, Palos Verdes Estates, CA 90274
3107536764
South Bay Mortgage Brokers
413 Vía Corta, Palos Verdes Estates, CA 90274
3108747932
Danny Waddell at CrossCountry Mortgage
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
4246526799
Michelle Rogers at CrossCountry Mortgage
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
3105606005
Lenders Capital Mortgage
2215 Vía Anacapa, Palos Verdes Estates, CA 90274
3107912280
Chase Mortgage
2209 Vía Anacapa, Palos Verdes Estates, CA 90274
3103777882
RPM Mortgage | Palos Verdes Estates, CA
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
3103751499
Mortgage refinance companies in Palos Verdes Estates, California help homeowners lower their interest rate or change loan terms. Under California law, borrowers have a three-day right of rescission for most refinances on a primary residence. Local companies understand the high property values in the Palos Verdes Peninsula area and can guide you through the process.
What Does a Mortgage Refinance Company in Palos Verdes Estates Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. For a $1 million loan in Palos Verdes Estates, total closing costs often range from $5,000 to $15,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Palos Verdes Estates?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders may also ask for a property appraisal due to the high home values in Palos Verdes Estates.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California-specific fees for refinancing?
Yes, California charges a documentary transfer tax on the new loan amount, usually 0.11% of the loan value. Some cities like Palos Verdes Estates may also have local transfer taxes. Always ask your lender for a full fee estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.