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Find Mortgage Refinance Companies Near You in Palm Desert, CA
Looking for a mortgage refinance company in Palm Desert? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Palm Desert, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage refinance companies in Palm Desert, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First West Financial Corporation
74967 Sheryl Ave, Palm Desert, CA 92260
7604886482
Franklin Loan Center
44-800 Village Ct, Palm Desert, CA 92260
7607798100
Vanmar Lending
77824 Wildcat Dr, Palm Desert, CA 92211
7602004620
Kneuer Mortgage Services
77564 Country Club Dr Bldg B Ste #310, Palm Desert, CA 92211
7609898997
Infinity Home Loans Group: Tashara Turpin NMLS #331823
77770 Country Club Dr ste a, Palm Desert, CA 92211
7608345394
Guaranteed Rate Palm Desert
74-710 CA-111 Suite 102 Offices 132 & 142, Palm Desert, CA 92260
7607959426
Lori Gray - Guaranteed Rate NMLS #256641
74-710 CA-111 Suite 102 Offices 132 & 142, Palm Desert, CA 92260
7602180515
Brian Ida, Mortgage Broker, NMLS 582923
74967 Sheryl Ave, Palm Desert, CA 92260
7605823111
LBL Mortgage
74794 42nd Ave ste 7, Palm Desert, CA 92260
5622944800
Third Gen Financial
74-710 CA-111 #102, Palm Desert, CA 92260
4423079056
Avi Lasman - Pacific Lending
73-725 El Paseo Suite C24, Palm Desert, CA 92260
7602759000
Palm Desert Reverse Mortgage
74794 42nd Ave ste 7, Palm Desert, CA 92260
7606214645
Boiko Mortgage Company
Mailing address, 42215 Washington St A 420, Palm Desert, CA 92211
7603409449
Pacific Mortgage Exchange, Inc.
73241 CA-111 #1a, Palm Desert, CA 92260
7607795556
Mortgage refinance companies in Palm Desert California help homeowners lower their interest rate or change loan terms. California law requires lenders to follow strict disclosure rules under the California Financing Law. Local companies understand the Palm Desert real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Palm Desert Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1500 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Palm Desert?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. California lenders also require a signed disclosure form within three business days of your application.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there prepayment penalties for refinancing in California?
California law limits prepayment penalties on most mortgages. For loans made after January 1 2019, penalties are generally prohibited for loans over 250000 dollars. Check your current loan terms for any applicable fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.