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Compare Mortgage Refinance Companies in Oakdale, CA
Looking for a mortgage refinance company in Oakdale? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Oakdale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage refinance companies in Oakdale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Allison Carroll Schwartz
102 Grove Ave Apartment A, Oakdale, CA 95361
2095050993
Generations Home Loans
190 S Maag Ave a, Oakdale, CA 95361
2094021305
Primary Residential Mortgage, Inc.
145 N 2nd Ave, Oakdale, CA 95361
2094803303
Megastar Financial - California
1455 E G St suite a, Oakdale, CA 95361
2098453870
Chase Home Lending
325 E F St UNIT A, Oakdale, CA 95361
7148738410
Briana Swan
102 Grove Ave Apartment A, Oakdale, CA 95361
4086127089
Stearns Lending Inc
1455 E G St, Oakdale, CA 95361
2095247436
Guild Mortgage Company
102 Grove Ave Apartment A, Oakdale, CA 95361
2098488130
A mortgage refinance company in Oakdale California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. This process can help lower monthly payments or change loan terms for Oakdale residents.
What Does a Mortgage Refinance Company in Oakdale Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Oakdale California?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California laws that protect me when refinancing?
Yes. California Civil Code Section 1026.5 requires lenders to give you a three-day right of rescission after signing. This allows you to cancel the refinance without penalty within three business days.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.