Skip to main content

Mortgage Refinance Companies in Newport Beach, CA

Directory of mortgage refinance companies in Newport Beach, California. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Newport Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Newport Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Woodside Credit
895 Dove St #100, Newport Beach, CA 92660
(949) 736-5563 woodsidecredit.com
JWH Financial
4685 MacArthur Ct #300, Newport Beach, CA 92660
(888) 290-9925 jwhfinance.com
Trusted Rate, Inc.
4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
(888) 679-1865 trustedrate.com
BluePoint Mortgage
4000 MacArthur Blvd, Newport Beach, CA 92660
(877) 267-1056 bluepointmtg.com
Crystal Lending Group Inc
2901 West Coast Hwy #200, Newport Beach, CA 92663
(949) 355-5846 crystallendinggroup.com
John Farrell Mortgage Lender
1501 Westcliff Dr # 280, Newport Beach, CA 92660
(949) 981-0805 mortgagebyjohn.com
Save Financial - Home Mortgage Lender & Hard Money Loans
4000 MacArthur Blvd #600e, Newport Beach, CA 92660
(949) 379-5320 iloanca.com
Marc Chamberlain, Mortgage Lender
2439 West Coast Hwy # 200, Newport Beach, CA 92663
(310) 382-7629
Resource Financial Mortgage
2901 West Coast Hwy Suite 200, Newport Beach, CA 92663
(714) 345-9708 rfmdirect.com
Loanleaders of America, Inc
1401 Dove St #340, Newport Beach, CA 92660
(888) 834-1988 loanleaders.com
Pacific Coast Home Loans & Realty, Inc
895 Dove St, Newport Beach, CA 92660
(866) 674-6592 pchlr.com
Premier Lending Group PLG Corp
510 31st St Ste D, Newport Beach, CA 92663
(888) 304-6550 plgloans.com
Loanpro
858 Production Pl, Newport Beach, CA 92663
(949) 752-9777 loanpro.com
Haley Thayer - Mortgage Broker
20151 SW Birch St Suite 175, Newport Beach, CA 92660
(949) 374-4143 uamco.net
Loan Vault, Inc.
2424 SE Bristol St, Newport Beach, CA 92660
(949) 504-8694 loanvault.io
Sean Gregory US Bank Home Mortgage
1501 Westcliff Dr suite 280, Newport Beach, CA 92660
(714) 642-4008 homeloansbysg.com
NEXA Mortgage, LLC - Newport Beach Branch
4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
(609) 335-8928
City Edge Financial
359 San Miguel Dr #207, Newport Beach, CA 92660
(949) 228-9177 cityedgefinancial.com
Immensity Group
5000 Birch St suite 3000, Newport Beach, CA 92660
(866) 433-3613 immensitygroup.com
Shelly Logemann | CrossCountry Mortgage, LLC
120 Newport Center Dr #239, Newport Beach, CA 92660
(949) 887-1234 rpm-mtg.com

Mortgage refinance companies in Newport Beach help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Newport Beach Cost?

Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. This includes application fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. Some lenders offer no-closing-cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Newport Beach?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there prepayment penalties for refinancing in California?
California law limits prepayment penalties on most mortgages. For loans signed after January 1 2019, penalties are generally prohibited for loans over a certain amount. Always check your current loan terms.

Mortgage Refinance Companies in Other California Cities