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Directory of mortgage refinance companies in Newport Beach, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Newport Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Newport Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Woodside Credit
895 Dove St #100, Newport Beach, CA 92660
9497365563
JWH Financial
4685 MacArthur Ct #300, Newport Beach, CA 92660
8882909925
Trusted Rate, Inc.
4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
8886791865
BluePoint Mortgage
4000 MacArthur Blvd, Newport Beach, CA 92660
8772671056
Crystal Lending Group Inc
2901 West Coast Hwy #200, Newport Beach, CA 92663
9493555846
John Farrell Mortgage Lender
1501 Westcliff Dr # 280, Newport Beach, CA 92660
9499810805
Save Financial - Home Mortgage Lender & Hard Money Loans
4000 MacArthur Blvd #600e, Newport Beach, CA 92660
9493795320
Marc Chamberlain, Mortgage Lender
2439 West Coast Hwy # 200, Newport Beach, CA 92663
3103827629
Resource Financial Mortgage
2901 West Coast Hwy Suite 200, Newport Beach, CA 92663
7143459708
Loanleaders of America, Inc
1401 Dove St #340, Newport Beach, CA 92660
8888341988
Pacific Coast Home Loans & Realty, Inc
895 Dove St, Newport Beach, CA 92660
8666746592
Premier Lending Group PLG Corp
510 31st St Ste D, Newport Beach, CA 92663
8883046550
Loanpro
858 Production Pl, Newport Beach, CA 92663
9497529777
Haley Thayer - Mortgage Broker
20151 SW Birch St Suite 175, Newport Beach, CA 92660
9493744143
Loan Vault, Inc.
2424 SE Bristol St, Newport Beach, CA 92660
9495048694
Sean Gregory US Bank Home Mortgage
1501 Westcliff Dr suite 280, Newport Beach, CA 92660
7146424008
NEXA Mortgage, LLC - Newport Beach Branch
4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
6093358928
City Edge Financial
359 San Miguel Dr #207, Newport Beach, CA 92660
9492289177
Immensity Group
5000 Birch St suite 3000, Newport Beach, CA 92660
8664333613
Shelly Logemann | CrossCountry Mortgage, LLC
120 Newport Center Dr #239, Newport Beach, CA 92660
9498871234
Mortgage refinance companies in Newport Beach help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Newport Beach Cost?
Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. This includes application fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. Some lenders offer no-closing-cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Newport Beach?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.