A mortgage refinance company in Modesto California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Under California law, borrowers have a three-day right of rescission after signing refinance documents for most primary residences.
What Does a Mortgage Refinance Company in Modesto Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Total closing costs often range from 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
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