Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage refinance companies in Milpitas, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Abi Saied - Mercato Mortgage
1525 McCarthy Blvd Suite C1140, Milpitas, CA 95035
8883915288
Low 30 Mortgage
1551 McCarthy Blvd STE 211, Milpitas, CA 95035
6508005800
Cal Coast Financial Corporation
200 Serra Way #44, Milpitas, CA 95035
5106839850
Aarax Home Loans Inc.
1313 N Milpitas Blvd #120, Milpitas, CA 95035
4088347407
Champion Home Loans, Inc.
372 Fairview Way, Milpitas, CA 95035
5106041265
Supreme Financial Services
1649 S Main St Suite 107, Milpitas, CA 95035
4082806474
Sal Guardino C2 Financial
1313 N Milpitas Blvd #141, Milpitas, CA 95035
4082176193
Veritas Wholesale Mortgage
830 Hillview Ct #140, Milpitas, CA 95035
4085384177
US Bank Mortgage
1561 Landess Ave, Milpitas, CA 95035
8008722657
Nicolas Mortgage & Financial Services
16 Corning Ave # 230, Milpitas, CA 95035
4089570557
Summit Mortgage Bankers, Inc.
1851 McCarthy Blvd #100, Milpitas, CA 95035
4084349888
Mortgage, Bank of America
740 E Calaveras Blvd, Milpitas, CA 95035
4086178313
What Does a Mortgage Refinance Company in Milpitas Cost?
Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 800 to 1500 dollars. Lender origination fees often range from 0.5 to 1.5 percent of the loan amount. Closing costs usually total 2 to 5 percent of the new loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Milpitas?
You will need pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. California lenders also require proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if your property appraisal or title search takes longer than expected.
Are there California laws that affect mortgage refinancing?
Yes. California Civil Code Section 2943 requires lenders to provide a payoff demand statement within 21 days of your request. Also, California law limits prepayment penalties on most refinance loans.