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Mortgage Refinance Companies in Milpitas, CA

Browse mortgage refinance companies serving Milpitas, California. Contact information and addresses listed below.

12 agents listed
Updated June 2026
Milpitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 12 mortgage refinance companies in Milpitas, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Abi Saied - Mercato Mortgage
1525 McCarthy Blvd Suite C1140, Milpitas, CA 95035
(888) 391-5288 mercatomortgage.com
Low 30 Mortgage
1551 McCarthy Blvd STE 211, Milpitas, CA 95035
(650) 800-5800 low30.com
Cal Coast Financial Corporation
200 Serra Way #44, Milpitas, CA 95035
(510) 683-9850 calcoastmtg.com
Aarax Home Loans Inc.
1313 N Milpitas Blvd #120, Milpitas, CA 95035
(408) 834-7407 aaraxhomeloans.com
Champion Home Loans, Inc.
372 Fairview Way, Milpitas, CA 95035
(510) 604-1265 championhomeloans.com
Supreme Financial Services
1649 S Main St Suite 107, Milpitas, CA 95035
(408) 280-6474 sfslending.com
Sal Guardino C2 Financial
1313 N Milpitas Blvd #141, Milpitas, CA 95035
(408) 217-6193 guardino.com
Veritas Wholesale Mortgage
830 Hillview Ct #140, Milpitas, CA 95035
(408) 538-4177
US Bank Mortgage
1561 Landess Ave, Milpitas, CA 95035
(800) 872-2657 usbank.com
Nicolas Mortgage & Financial Services
16 Corning Ave # 230, Milpitas, CA 95035
(408) 957-0557
Summit Mortgage Bankers, Inc.
1851 McCarthy Blvd #100, Milpitas, CA 95035
(408) 434-9888 smb-mortgage.com
Mortgage, Bank of America
740 E Calaveras Blvd, Milpitas, CA 95035
(408) 617-8313 bankofamerica.com

A mortgage refinance company in Milpitas California can help you replace your current home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of your application. This allows you to compare rates and terms from different companies before you commit.

What Does a Mortgage Refinance Company in Milpitas Cost?

Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 800 to 1500 dollars. Lender origination fees often range from 0.5 to 1.5 percent of the loan amount. Closing costs usually total 2 to 5 percent of the new loan balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Milpitas?
You will need pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. California lenders also require proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if your property appraisal or title search takes longer than expected.

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