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Browse mortgage refinance companies serving Merced, California. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage refinance companies in Merced, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robert J Dylina Home Loans
3313 M St, Merced, CA 95348
2092330121
Capstone Mortgage Group Inc.
2803 G St, Merced, CA 95340
2092612679
Simranjit Singh
139 W El Portal Dr STE C, Merced, CA 95348
2092769688
LeaderOne Financial Corporation
3061 College Green Dr Suite B, Merced, CA 95348
2095804464
OneMain Financial
113 W El Portal Dr a, Merced, CA 95348
2093835929
Kenneth Crawford | Branch Manager | Primary Residential Mortgage, Inc.
388 E Yosemite Ave #200, Merced, CA 95340
2097259405
Halo Mortgage
2750 G St Suite E-3, Merced, CA 95340
2096000510
Primary Residential Mortgage, Inc.
1180 W Olive Ave STE G, Merced, CA 95348
2097259405
AJ Vasquez - Home Loans - NMLS# 1654160
3061 College Green Dr Suite B, Merced, CA 95348
2097776955
Justin Collins - Loan Officer NMLS# 305729
53 W Alexander Ave, Merced, CA 95348
2097612542
Chris Salazar - Loan Officer NMLS#2234775
53 W Alexander Ave, Merced, CA 95348
2096280378
Nathan Bell - Loan Officer
53 W Alexander Ave, Merced, CA 95348
2097779560
American Financial Network
3313 G St suite a, Merced, CA 95340
2097695300
Supreme Lending
3174 Collins Dr, Merced, CA 95348
2096007096
NEXA Mortgage Merced
2970 G St, Merced, CA 95340
2096175542
Jeff Gresham Home Loans
1635 M St Suite 104, Merced, CA 95340
2096581020
Mortgage Lender NMLS#1085541
1101 Lawndale Ave, Merced, CA 95341
2096003773
Hard Money Lenders Merced CA
394 E Yosemite Ave, Merced, CA 95340
2092578626
A mortgage refinance company in Merced California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations.
What Does a Mortgage Refinance Company in Merced Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Merced?
A mortgage refinance company is a lender or broker that helps you replace your current home loan with a new one. They can assist with rate and term refinances or cash-out refinances. In California, these companies must be licensed by the Department of Financial Protection and Innovation.
How long does a mortgage refinance take in California?
A typical mortgage refinance in California takes 30 to 45 days from application to closing. The timeline can vary based on the lender and your financial situation. California law does not set a specific time limit for the process.
What documents do I need for a refinance in Merced?
You will need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders may also require proof of homeowners insurance. The exact documents depend on your loan type and income source.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.