Mortgage Refinance Companies in Los Angeles, CA
Directory of mortgage refinance companies in Los Angeles, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Los Angeles, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Los Angeles Cost?
Typical costs for a mortgage refinance in Los Angeles include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1500 dollars. Third party fees for credit reports and escrow add 100 to 300 dollars. Total closing costs usually range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Los Angeles?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a property appraisal to confirm your home value. California law may require additional disclosures about loan costs and terms.
How long does a mortgage refinance take in California?
A typical refinance in Los Angeles takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues. California law requires a three business day right of rescission after signing, which adds to the timeline.