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Find Mortgage Refinance Companies Near You in Los Alamitos, CA
Browse mortgage refinance companies serving Los Alamitos, California. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Los Alamitos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage refinance companies in Los Alamitos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premier Wholesale Mortgage Inc.
4332 Cerritos Ave #208, Los Alamitos, CA 90720
8889582409
CLS Financial
4450 W Cerritos Ave, Los Alamitos, CA 90720
5625946884
Jesse Rivera - Prospect Lending
11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720
5625766885
Prospect Lending
11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720
5624448448
American Bankers Mortgage
5242 Katella Ave # 205, Los Alamitos, CA 90720
9493100057
Advantage One Home Loans
3347 W Cerritos Ave, Los Alamitos, CA 90720
7146468883
Ruth Luevano Pineda with Cal-Estate Funding
11110 Los Alamitos Blvd #201, Los Alamitos, CA 90720
5624930016
Detrick Mortgage Group
10630 Humbolt St, Los Alamitos, CA 90720
5625980535
US Home Lending
5152 Katella Ave suite 201, Los Alamitos, CA 90720
8448865461
Loan Logic Financial Services
3662 Katella Ave UNIT 117, Los Alamitos, CA 90720
7146080955
Elite One Home Loans
10542 Calle Lee, Los Alamitos, CA 90720
7148204048
Mortgage refinance companies in Los Alamitos, California help homeowners lower their interest rate, change loan terms, or access home equity. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Los Alamitos Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1500 dollars. Third-party fees like credit report and escrow add 200 to 500 dollars. Total closing costs often range from 3000 to 8000 dollars depending on loan size and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Los Alamitos?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in California?
A standard refinance in California takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there California-specific laws for mortgage refinancing?
Yes, California Civil Code Section 1916.5 limits prepayment penalties on loans over 100000 dollars. Also, lenders must follow the Homeowner Bill of Rights which prohibits dual tracking during loan modifications.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.