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Directory of mortgage refinance companies in Lodi, California. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Lodi, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage refinance companies in Lodi, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlas Mortgage Group
2 S Lee Ave North Unit, Lodi, CA 95240
2093298567
Phil Quisin - Home Loans
Remote Online, Lodi, CA 95240
2096639194
American Pacific Mortgage
1530 W Kettleman Ln B, Lodi, CA 95242
2093674232
OneMain Financial
1361 S Lower Sacramento Rd, Lodi, CA 95242
2093695845
Richard Longmire Team - Finance of America NMLS-19104
1530 W Kettleman Ln B, Lodi, CA 95242
2093674232
Lance Skirvin, Eureka Mortgage Planning
1530 W Kettleman Ln B, Lodi, CA 95242
2093279368
ELS Home Lending
101 W Locust St, Lodi, CA 95240
2094269189
Investment Mortgage
1816 W Kettleman Ln STE F, Lodi, CA 95242
2094732191
Dave Campagna - Big Valley Mortgage - NMLS #286534
400 E Kettleman Ln Suite 20, Lodi, CA 95240
4084061934
Hard Money Lenders Lodi CA
1379 S Lower Sacramento Rd, Lodi, CA 95242
2092683347
Golden State Mortgage Inc
601 W Kettleman Ln Ste. B, Lodi, CA 95240
2096254000
Robert Ardelean - Golden State Mortgage
601 W Kettleman Ln Ste B, Lodi, CA 95240
2099151547
Dylan Wieder Mortgage Loan Originator
601 W Kettleman Ln Ste. B, Lodi, CA 95240
2093147400
US Bank Mortgage
2449 W Kettleman Ln, Lodi, CA 95242
8008722657
Anytime Mortgage
1511 S Mills Ave # 115, Lodi, CA 95242
8312900015
Amy Cotton, Finance of America Mortgage LLC
1530 W Kettleman Ln Suites B and C, Lodi, CA 95242
2096420633
Chase Mortgage
2445 W Kettleman Ln, Lodi, CA 95242
2093334330
PNC Mortgage
1150 W Kettleman Ln, Lodi, CA 95240
2093677676
A mortgage refinance company in Lodi, California helps homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Lodi lenders understand the San Joaquin County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Lodi Cost?
Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. This includes appraisal fees, title insurance, origination fees, and recording fees. For a 300,000 dollar loan, costs might be 6,000 to 18,000 dollars. However, some lenders offer no-closing-cost options with a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lodi?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require a property appraisal. Your loan officer will give you a full list based on your situation.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days. Delays can happen if the appraisal or title work takes longer. Your Lodi lender will provide a timeline estimate at the start.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.