Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in Ladera Ranch, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ladera Lending, Inc.
555 Corporate Dr, Ladera Ranch, CA 92694
8005929396
Franklin Direct
111 Corporate Dr Suite 170, Ladera Ranch, CA 92694
9492987060
Truss Financial Group
999 Corporate Dr, Ladera Ranch, CA 92694
8888787715
What Does a Mortgage Refinance Company in Ladera Ranch Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Ladera Ranch?
You typically need pay stubs, tax returns, bank statements, and a current mortgage statement. California lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.