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Find Mortgage Refinance Companies in La Mesa, CA

Directory of mortgage refinance companies in La Mesa, California. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
La Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in La Mesa, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cameron Harper - Mortgage Professional
5360 Jackson Dr #200, La Mesa, CA 91942
6616191610
Veterans National Mortgage
7484 University Ave UNIT 220, La Mesa, CA 91942
6195815450
Simpler Home Loans
3855 Avocado Blvd Suite 210, La Mesa, CA 91941
8885746755
Lender4U - Cristen Carver
9320 Fuerte Dr STE 100, La Mesa, CA 91941
6199939623
Ziad T Kizy - Mortgage Advisor
3855 Avocado Blvd Suite 210, La Mesa, CA 91941
6199292953
Anthony Magana Real Estate and Mortgage Services
9320 Fuerte Dr STE 100, La Mesa, CA 91941
8582151417
CrossCountry Mortgage | San Diego
7777 Alvarado Rd #700, La Mesa, CA 91942
6195201018
Craft Home Loans
9340 Fuerte Dr Suite 300A, La Mesa, CA 91941
6198670975
BRIK Home Loans
3755 Avocado Blvd Suite 400, La Mesa, CA 91941
6194340010
Best Equity Mortgage: Joe Feinhandler
5360 Jackson Dr #200, La Mesa, CA 91942
8583424836
Brian Kapferer Home Loans NMLS #345349
8169 Fairview Ave, La Mesa, CA 91941
6512475811
Matthew Olson (Captain Mortgage) Home and Investment Planning Expert, VA Mortgage Advisor
9320 Fuerte Dr STE 100, La Mesa, CA 91941
6199775439
Dale Entrekin E Mortgage Capital
9340 Fuerte Dr Suite 203, La Mesa, CA 91942
6193797101
Tyler Crisci
9555 Grossmont Summit Dr, La Mesa, CA 91941
6194031754
Valli Home Loans
9340 Fuerte Dr Suite 203, La Mesa, CA 91941
6199169595
The Patterson Team
7863 La Mesa Blvd # 202, La Mesa, CA 91942
6192709100
Rick Suarez - Suarez Home Loans
3855 Avocado Blvd Suite 210, La Mesa, CA 91941
6197297991
Jeremy Patterson | Fairway Independent Mortgage Corporation Branch Manager
7863 La Mesa Blvd # 202, La Mesa, CA 91942
6198722540
Keypath Mortgage
7484 University Ave UNIT 220, La Mesa, CA 91942
8445591055
The Mortgage Resource
8118 Vista Dr, La Mesa, CA 91941
6194693638

A mortgage refinance company in La Mesa California can help you lower your rate or change your loan terms. California law requires lenders to provide a Loan Estimate within three business days of your application. Local lenders in La Mesa understand San Diego County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in La Mesa Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees such as credit report and escrow add another 200 to 500 dollars. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for a mortgage refinance in La Mesa California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Lenders must give you a three-day right of rescission after signing. Delays can occur if an appraisal or title work takes longer.
Do California refinance lenders require a home appraisal?
Most lenders in California require a home appraisal to confirm the property value. Some lenders may offer a waiver if you have significant equity. The appraisal cost typically ranges from 400 to 700 dollars.