Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 mortgage refinance companies in Hemet, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Academy Mortgage - Hemet
2888 E Florida Ave Suite 5, Hemet, CA 92544
9516585666
Hemet Mortgage-Larry Iest NMLS#224284
41591 E Florida Ave f3, Hemet, CA 92544
9514685249
OneMain Financial
3647 W Florida Ave, Hemet, CA 92545
9514844051
Hemet Mortgage
41591 E Florida Ave f3, Hemet, CA 92544
9514685249
Guild Mortgage - Teresa Chavez Spraggs
2888 E Florida Ave Suite 5, Hemet, CA 92544
9513146160
Platinum Home Mortgage
155 Cawston Ave #265, Hemet, CA 92545
9517651718
Happy Investments, Inc. Hemet CA
7210 Simpson Rd # D, Hemet, CA 92545
9514840229
Hard Money Lenders Hemet CA
155 Cawston Ave, Hemet, CA 92545
9514761169
Valley View Mortgage
610 E Florida Ave, Hemet, CA 92543
9517669366
PNC Mortgage
4100 E Florida Ave, Hemet, CA 92544
9519279373
U.S. Bank-Mortgage Loan Officer-Kimberly Voskeritchian
800 E Florida Ave, Hemet, CA 92543
9513437364
Hard Money Lenders Hemet CA
1600 E Florida Ave, Hemet, CA 92544
9514194140
PNC Mortgage
3989 W Florida Ave, Hemet, CA 92545
9517919200
All Lenders Mortgage Services
800 E Florida Ave, Hemet, CA 92543
9516520727
David Yuhas Jr. - 692046 - Wells Fargo Home Mortgage
1100 E Florida Ave, Hemet, CA 92543
9518165886
Chase Mortgage
1800 E Florida Ave, Hemet, CA 92544
9519290991
US Bank Mortgage
Hemet, CA 92545
9519295112
What Does a Mortgage Refinance Company in Hemet Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Third-party fees like credit report and recording fees add 50 to 200 dollars. Total closing costs often range from 2000 to 5000 dollars, but can be higher for larger loans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hemet?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require proof of homeowners insurance. The exact list may vary by lender and loan type.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there prepayment penalties for refinancing in California?
California law generally prohibits prepayment penalties on most mortgages after three years. For loans made after January 1 2019, prepayment penalties are not allowed on loans over 100000 dollars. Check your current loan terms for any specific conditions.