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Find Mortgage Refinance Companies Near You in Garden Grove, CA

Looking for a mortgage refinance company in Garden Grove? Review the directory below to compare your options.

12 agents listed
Updated June 2026
Garden Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 12 mortgage refinance companies in Garden Grove, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PACIFIC BAY LENDING GROUP
7390 Lincoln Way, Garden Grove, CA 92841
(714) 367-5125 pacbaylending.com
Valley View Home Loans
7390 Lincoln Way, Garden Grove, CA 92841
(714) 367-5125 valleyviewhomeloans.com
OMC Mortgage, Inc. - Mortgage Broker Licensed in CA-TX
7659 Garden Grove Blvd, Garden Grove, CA 92841
(800) 676-0306 omcmortgageinc.com
Clear Choice Mortgage & Lending
12881 Knott St Suite 102, Garden Grove, CA 92841
(949) 688-6668 clearchoiceml.com
Justin J Ahn - Mortgage Broker
12437 Lewis St # 203, Garden Grove, CA 92840
(714) 232-5760 experience.com
Statewide Mortgage Services : Tuan Tu
12881 Knott St # 107, Garden Grove, CA 92841
(949) 540-9299 statewideloan.com
Abdul Chamseddine - MLO NMLS 1235049
8642 W Garden Grove Blvd, Garden Grove, CA 92844
(909) 214-2145 linktr.ee
Namy
12860 Euclid St, Garden Grove, CA 92840
(888) 528-8825 namyinc.com
Steven Truong - The Loan Dude
12881 Knott St Suite 102, Garden Grove, CA 92841
(949) 391-7909 theloandude.com
Carlos Moreno - Mortgage Broker
7390 Lincoln Way, Garden Grove, CA 92841
(424) 241-6994 moreno.mortgage
National Home Loans
13252 Garden Grove Blvd STE 209, Garden Grove, CA 92843
(877) 743-8539
Garden Park Mortgage
12771 Bailey St, Garden Grove, CA 92845
(714) 719-0048 gardenparkfirm.com

A mortgage refinance company in Garden Grove California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Garden Grove Cost?

Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, appraisal fee of 400 to 700 dollars, and closing costs of 2 to 5 percent of the loan amount. Title insurance and recording fees add 1,000 to 2,000 dollars. Costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Garden Grove?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day rescission period after signing, giving you time to cancel if needed.
Are there limits on cash-out refinancing in California?
Yes. California law limits cash-out refinances to 80 percent of the home value for most conventional loans. FHA and VA loans may have different limits.

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