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Compare Mortgage Refinance Companies in Escondido, CA

Browse mortgage refinance companies serving Escondido, California. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Escondido, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage refinance companies in Escondido, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Federal Capital Funding Group - Borna Joseph Eftekari
425 W 5th Ave Ste 205, Escondido, CA 92025
8582258586
Chris Wagner - American Pacific Mortgage
401 S Ivy St, Escondido, CA 92025
7608457350
Robison Home Loans
128 E Grand Ave #212, Escondido, CA 92025
8582645748
Finance of America Mortgage LLC
235 W 5th Ave #200, Escondido, CA 92025
7609750255
Countywide Mortgage Lending
100 S Escondido Blvd, Escondido, CA 92025
7607467388
Jim Kabellis
411 S Ivy St, Escondido, CA 92025
7607433290
Paul Donovan- The Donovan Group/ HFC Lending
500 La Terraza Blvd Suite 150 #6157, Escondido, CA 92025
7609890444
David Cummins, American Pacific Mortgage
411 S Ivy St, Escondido, CA 92025
6195086496
Stacy Hunjadi - Arbor Financial
1802 S Escondido Blvd STE D, Escondido, CA 92025
9496898089
California Reverse Mortgage
243 S Escondido Blvd #2004, Escondido, CA 92025
8888870492
Fouts Financial
27734 Granite Ridge Rd, Escondido, CA 92026
8585871400
Borna Eftekari Senior Mortage Loan Officer
425 W 5th Ave Ste 205, Escondido, CA 92025
8582258586
Hii Loans Escondido Ca
243 S Escondido Blvd #537-L, Escondido, CA 92025
7605462429
Leah McBride Mortgage Lender NMLS #1020432
411 S Ivy St, Escondido, CA 92025
8588880258

Mortgage refinance companies in Escondido, California help homeowners adjust their loan terms or lower their interest rates. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the San Diego County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Escondido Cost?

Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a 300,000 dollar loan, closing costs might be 6,000 to 15,000 dollars. These costs include appraisal fees, title insurance, and origination charges. Actual costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Escondido?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. California lenders may also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.