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Compare Mortgage Refinance Companies in Elk Grove, CA

Directory of mortgage refinance companies in Elk Grove, California. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Elk Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Elk Grove, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lifetime Home Loans -Michele Milota
10259 Atlantis Dr, Elk Grove, CA 95624
9166283814
Precision Home Loans
9401 E Stockton Blvd #145, Elk Grove, CA 95624
9169477331
Golden Empire Mortgage Inc.
9245 Laguna Springs Dr Suite 200, Elk Grove, CA 95758
9162618186
Chris Opfer, Mortgage Lender
9381 E Stockton Blvd STE 214, Elk Grove, CA 95624
9167093257
Anew Lending
9323 Laguna Springs Dr STE 110, Elk Grove, CA 95758
9162269991
Finance of America Mortgage LLC | Elk Grove, Ca | NMLS 81395
9250 Laguna Springs Dr #210, Elk Grove, CA 95758
9165093400
Johnny Delgadillo - Xpert Home Lending Inc.
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624
9167101450
Land Home Financial Services - Elk Grove
9381 E Stockton Blvd STE 208, Elk Grove, CA 95624
9165126791
Modern Loans
2220 Heger Way, Elk Grove, CA 95758
9166192661
Big Valley Mortgage
9250 Laguna Springs Dr #200, Elk Grove, CA 95758
9166706500
365 Home Loans Inc. ALL IN LENDING
8788 Elk Grove Blvd Office 1 Building 1, Elk Grove, CA 95624
9168132243
Amy Meeker
9280 W Stockton Blvd suite 224, Elk Grove, CA 95758
9163852154
ArmCor Home Loans
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624
9168776251
Guild Mortgage - Stephany Kuennen
9281 Office Park Cir #140, Elk Grove, CA 95758
9168016904
First Priority Management
8861 Williamson Dr #50, Elk Grove, CA 95624
9168608655
Kristie Anagnos, Finance of America Mortgage LLC
9250 Laguna Springs Dr #210, Elk Grove, CA 95758
2097471863
Lisa Nielsen - HomeGuide Mortgage Loan Officer NMLS# 1721615
9280 W Stockton Blvd suite 224, Elk Grove, CA 95758
5104552354
loanDepot
9245 Laguna Springs Dr Ste 200 Office #212, Elk Grove, CA 95758
9165817050
Guild Mortgage Company
9281 Office Park Cir #140, Elk Grove, CA 95758
9167141430
Mortgage, Bank of America
8959 Elk Grove Blvd, Elk Grove, CA 95624
9167442392

What Does a Mortgage Refinance Company in Elk Grove Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party costs like escrow and recording fees add 500 to 1,000 dollars. Your total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Elk Grove?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a signed application and a copy of your current deed of trust.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search takes extra time.