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Mortgage Refinance Companies in El Dorado Hills, CA

Looking for a mortgage refinance company in El Dorado Hills? Review the directory below to compare your options.

13 agents listed
Updated June 2026
El Dorado Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 13 mortgage refinance companies in El Dorado Hills, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Van Patten Mortgage Group
4960 Robert J Mathews Pkwy Suite A, El Dorado Hills, CA 95762
(877) 846-8657 thevanpattengroup.com
Essex Mortgage
897 Embarcadero Dr #213, El Dorado Hills, CA 95762
(916) 439-1275 essexmortgage.com
American Mortgage Network - Brian Beland
2222 Francisco Dr Suite 520, El Dorado Hills, CA 95762
(916) 880-1149
Rapid Mortgage Capital Corp.
3907 Park Dr # 235, El Dorado Hills, CA 95762
(888) 571-0298 rapidmc.com
Rojo Mortgage
4944 Windplay Dr #380, El Dorado Hills, CA 95762
(916) 548-3942 rojomortgage.com
The Mortgage Company
2222 Francisco Dr Suite #220-434, El Dorado Hills, CA 95762
(916) 396-3185 themortgagecompanyca.com
Western Heritage Financial, Inc.
4935 Hillsdale Cir Ste. 600, El Dorado Hills, CA 95762
(916) 939-9571 whfinancial.com
American Pacific Mortgage (NMLS #1905115)
1072 Green Valley Rd, El Dorado Hills, CA 95762
(916) 792-6763 apmortgage.com
Danica Halverson
4359 Town Center Blvd #112, El Dorado Hills, CA 95762
(916) 990-3966
Bear Flag Home Loans
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(916) 671-6371 bearflaghl.com
Rick R. Johnson, Village Financial Group, Inc.
1212 Suncast Ln # 1, El Dorado Hills, CA 95762
(916) 367-3738 rj4loans.com
1st Choice Mortgage
4525 Serrano Pkwy Suite 100, El Dorado Hills, CA 95762
(833) 644-7600 1stchoicemortgageca.com
www.livebetterfinancial.com
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(888) 225-3336 livebetterfinancial.com

What Does a Mortgage Refinance Company in El Dorado Hills Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, title insurance of $800 to $2,000, and recording fees of $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. These figures vary by lender, loan type, and property location in El Dorado Hills. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in El Dorado Hills?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm the home value in El Dorado Hills.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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