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Showing 4 mortgage refinance companies in El Cerrito, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Mason - Residential and Commercial Mortgage Broker
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
4158469211
America's Home Loans - Kushaal Malde
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
6504776147
Celeste Jennings - Chase Home Lending Advisor - NMLS ID 460005
9950 San Pablo Ave, El Cerrito, CA 94530
5104359664
US Bank Mortgage
11450 San Pablo Ave, El Cerrito, CA 94530
8008722657
What Does a Mortgage Refinance Company in El Cerrito Cost?
Typical costs for a mortgage refinance in California include an application fee (often $300 to $500), an appraisal fee ($400 to $700), and closing costs that total 2% to 5% of the loan amount. For a $500,000 loan, closing costs might range from $10,000 to $25,000. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in El Cerrito?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Lenders may also require a property appraisal to determine your homes current value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal process takes longer.