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Find Mortgage Refinance Companies in Delano, CA

Compare mortgage refinance companies in Delano. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Delano, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in Delano, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Strong Credit Union
1828 Cecil Ave Ste. A and B, Delano, CA 93215
8002213311
Oportun
Inside Vallarta, 820 Main St, Delano, CA 93215
6618884040
Chase Mortgage
917 Main St, Delano, CA 93215
6617252581
Commercial Lending Delano CA
1727 Cecil Ave, Delano, CA 93215
6613628899
Hard Money Lenders Delano CA
1519 Garces Hwy, Delano, CA 93215
6614035395
Gateway Mortgage Group
579 Rd 200, Delano, CA 93215
6612635867
Synergy Group
375 Dover Pkwy Ste C4, Delano, CA 93215
8002552792

Mortgage refinance companies in Delano, California help homeowners lower their interest rates or change loan terms. Under California law, borrowers have a three-day right of rescission after signing refinance documents. Local lenders in Delano understand the Kern County real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Delano Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs often total 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Delano?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders may also require a property appraisal. Having these ready can speed up your application.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Are there California-specific rules for refinancing a mortgage?
Yes, California law requires lenders to provide a Loan Estimate within three business days of your application. You also have a three-day right to cancel after signing. These rules protect borrowers under state and federal regulations.