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Find Mortgage Refinance Companies in Costa Mesa, CA
Looking for a mortgage refinance company in Costa Mesa? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Costa Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage refinance companies in Costa Mesa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prime Mortgage
555 Anton Blvd suit 150, Costa Mesa, CA 92626
7146955899
Sovereign Lending Group Incorporated
3540 Howard Way #125, Costa Mesa, CA 92626
8002130109
JMAC Lending
3200 Park Center Dr Suite 350, Costa Mesa, CA 92626
9493902688
John Torrijos So Cal Lender
3198 Airport Loop Dr, Costa Mesa, CA 92626
9096157327
Landmark Mortgage Capital
695 Town Center Dr #650, Costa Mesa, CA 92626
9495778703
HomeSmart Advisors
555 Anton Blvd Ste 383, Costa Mesa, CA 92626
9492097667
Elliot Laurance at EMortgage Capital
3151 Airway Ave K230, Costa Mesa, CA 92626
9496911429
Made Mortgage, Inc.
458 Princeton Dr, Costa Mesa, CA 92626
5105759821
Team Schweickert
3183-F Airway Ave Suite 125, Costa Mesa, CA 92626
9498008855
Dennis Angstrom at E Mortgage Capital
3151 Airway Ave K230, Costa Mesa, CA 92626
9499454964
Lending Corner
950 S Coast Dr #115, Costa Mesa, CA 92626
8558490957
Dominic Tornambe - Mortgage Broker
653 W 17th St, Costa Mesa, CA 92627
8583548194
ML Home Loans
555 Anton Blvd Suite 150, Costa Mesa, CA 92626
9498139272
United American Mortgage
3198 F Airport Loop Dr, Costa Mesa, CA 92626
9492501300
OC Mortgage Solutions, Inc.
600 Anton Blvd, Costa Mesa, CA 92626
7144969619
Prime33 Mortgage
555 Anton Blvd suit 150, Costa Mesa, CA 92626
8667494889
Sovereign Lending Group - Mortgage Broker
3545 Howard Way, Costa Mesa, CA 92626
8002130109
David Patterson | Mortgage Broker| NMLS#916160
950 S Coast Dr Suite 220, Costa Mesa, CA 92626
4259549400
Mortgage refinance companies in Costa Mesa California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of your application. Local companies understand Orange County home values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Costa Mesa Cost?
Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. This includes origination fees, appraisal fees (300 to 600 dollars), title insurance, and recording fees. Some lenders offer no-closing-cost options but charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Costa Mesa?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there California laws that affect refinance costs?
Yes. California Civil Code 1026.5 limits prepayment penalties on most loans. The state also requires lenders to disclose all fees in the Loan Estimate before you commit.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.