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Compare Mortgage Refinance Companies in Chula Vista, CA
Compare mortgage refinance companies in Chula Vista. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Chula Vista, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Chula Vista, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point Mortgage Corporation
2421 Fenton St, Chula Vista, CA 91914
6194754095
Andre Enriques Mortgage Banker - VA Loan Expert
891 Kuhn Dr #204, Chula Vista, CA 91914
6192086499
The Alfonso Delgadillo Lending Team
1061 Tierra Del Rey STE 302, Chula Vista, CA 91910
6198694053
Patriot Home Loans
823 Anchorage Pl, Chula Vista, CA 91914
6195503600
Mortgage Heroes
873 Anchorage Pl, Chula Vista, CA 91914
6199347775
Kithia De Anda- Finest City Homes & Loans
231 Third Ave ste d, Chula Vista, CA 91910
6196749749
Mortgage Experts
637 Third Ave Suite D, Chula Vista, CA 91910
6196261970
David Matranga - Mortgage By Matranga
690 Otay Lakes Rd #230, Chula Vista, CA 91910
6195602255
Team DPA at Western Capital Mortgage
2088 Otay Lakes Rd Suite 201, Chula Vista, CA 91915
6199944202
American Mortgage Network
347 3rd Ave 2nd floor, Chula Vista, CA 91910
8773541110
Mirna Rios Home Loans, Powered by All In Lending
2434 Fenton St, Chula Vista, CA 91914
6197267348
Quicker Loans
2578 Waterline Way, Chula Vista, CA 91914
6193953015
MR MORTGAGE CORPORATION
1061 Tierra Del Rey, Chula Vista, CA 91910
6198667084
Fred Benitez Home Loans
891 Kuhn Dr #204, Chula Vista, CA 91914
6193920763
The LoanFather - Steven Tavera
2434 Fenton St Ste 300, Chula Vista, CA 91914
6196322190
Super Lender
802 Starboard St, Chula Vista, CA 91914
6192793897
RWM Home Loans - South Bay
900 Lane Ave UNIT 150, Chula Vista, CA 91914
8587942155
Jeremiah Andujo, Mortgage Lender
2434 Fenton St Ste 300, Chula Vista, CA 91914
6194102626
All In Lending
2434 Fenton St Ste 300, Chula Vista, CA 91914
6197703380
Eric Mitchell - Discount Mortgage AI
333 H St Suite 5000, Chula Vista, CA 91910
6194865559
Mortgage refinance companies in Chula Vista help homeowners replace their existing home loan with a new one. In California, refinance transactions must comply with state laws on prepayment penalties and escrow requirements. Chula Vista residents often refinance to lower their interest rate or switch from an adjustable rate to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Chula Vista Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party costs like escrow and recording fees add 500 to 1,000 dollars. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Chula Vista?
A mortgage refinance company helps you replace your current home loan with a new loan. They handle the application, appraisal, and closing process. In California, these companies must be licensed by the Department of Financial Protection and Innovation.
How long does a refinance take in Chula Vista California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if there are title issues. California law requires a three business day right of rescission after signing for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.