Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage refinance companies in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CELP - California Employee Loan Program by HappyDog
300 Salem St, Chico, CA 95928
8102751714
Newrez
1051 Mangrove Ave, Chico, CA 95926
5307811700
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
5305140798
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
5309245656
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
Julio Cobian, Mason Mac Mortgage
1122 Mangrove Ave, Chico, CA 95926
6197936994
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
5308974090
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
HappyDog
300 Salem St, Chico, CA 95928
5302676262
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
5305881344
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
5308991870
Caliber Home Loans, Richard Graeff
2580 Sierra Sunrise Terrace STE 200, Chico, CA 95928
5305708560
Fairway Independent Mortgage Jeremy Williams
300 Salem St, Chico, CA 95928
5305148421
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
5305181043
Guild Mortgage - Tim Kemper
1469 Humboldt Rd STE 100, Chico, CA 95928
5306246964
Allison Denney
10 Declaration Dr A, Chico, CA 95973
5305708634
Russell Street, Mortgage Broker NMLS #1249828
15 Moraga Dr, Chico, CA 95926
8587528806
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
5307760080
Top Mortgage Loans Chico CA
1207 W Sacramento Ave #2C, Chico, CA 95926
5304870126
What Does a Mortgage Refinance Company in Chico Cost?
Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and closing costs of 2 to 5 percent of the loan amount. For a 300,000 dollar loan, closing costs might range from 6,000 to 15,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Chico?
You typically need pay stubs tax returns bank statements and a photo ID. California lenders may also ask for a home appraisal to confirm your property value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or under review takes longer.
Are there California laws that affect mortgage refinancing?
Yes California has strict rules on prepayment penalties and loan disclosures. Lenders must give you a Loan Estimate and a Closing Disclosure at least three business days before closing.