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Find Mortgage Refinance Companies Near You in Ceres, CA
Browse mortgage refinance companies serving Ceres, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Ceres, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in Ceres, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Celena Villarreal
2840 Robmar Ct, Ceres, CA 95307
2096028030
Professional Mortgage Associates
3641 Mitchell Rd # A1, Ceres, CA 95307
2095381303
Ramin Lewis Adam | Fairway Independent Mortgage Corporation Loan Officer
2920 3rd St, Ceres, CA 95307
2096890177
Fairway Independent Mortgage Corporation
2920 3rd St, Ceres, CA 95307
2096041824
All Ways Mortgage
740 Bliss Rd, Ceres, CA 95307
2096042366
Hard Money Lenders Ceres CA
1778 Mitchell Rd, Ceres, CA 95307
2095887435
Mortgage, Bank of America
2617 Mitchell Rd, Ceres, CA 95307
2092873283
A mortgage refinance company in Ceres, California can help you lower your interest rate or change your loan term. California law requires lenders to provide a Loan Estimate within three business days of your application. Local Ceres homeowners often refinance to take advantage of lower rates or to switch from an adjustable-rate to a fixed-rate mortgage.
What Does a Mortgage Refinance Company in Ceres Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $300,000 loan, that means $6,000 to $15,000 in fees. These fees include an appraisal fee of $400 to $700, title insurance, and lender origination charges. Costs vary by lender, loan type, and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Ceres?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. California lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there California-specific rules for refinancing?
Yes. California law limits prepayment penalties on most mortgages. Lenders must also give you a three-day right of rescission after signing, allowing you to cancel the refinance without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.