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Find Mortgage Refinance Companies Near You in Cathedral City, CA
Looking for a mortgage refinance company in Cathedral City? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Cathedral City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in Cathedral City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
34481 Date Palm Dr #2a, Cathedral City, CA 92234
7607706024
Mortgage, Bank of America
69135 Ramon Rd, Cathedral City, CA 92234
6615230365
US Bank Mortgage
35950 Date Palm Dr, Cathedral City, CA 92234
7607704001
First American Home Loans
67450 Ramon Rd, Cathedral City, CA 92234
7604592258
Castle & Cooke Mortgage
68828 Ramon Rd # L, Cathedral City, CA 92234
7603241010
A mortgage refinance company in Cathedral City, California helps homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Cathedral City real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Cathedral City Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $300,000 loan, this means $6,000 to $15,000 in fees. Costs include an appraisal fee of $400 to $700, title insurance, and origination fees. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Cathedral City?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender requirements.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if documents are incomplete. California law does not set a specific time limit for the refinance process itself.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.