Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgageOne, Inc.
2714 Loker Ave W #300, Carlsbad, CA 92010
7606076006
DG Funding
1932 Kellogg Ave, Carlsbad, CA 92008
8773282285
Bay Equity Home Loans
1808 Aston Ave Suite 200A, Carlsbad, CA 92008
7604050711
Bluefire Mortgage Group
2121 Palomar Airport Rd Suite 150, Carlsbad, CA 92011
7609300569
PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
8002773423
Mutual of Omaha Mortgage
2888 Loker Ave E Suite 320, Carlsbad, CA 92010
7604925650
RealMortgage
2173 Salk Ave Suite 250, Carlsbad, CA 92008
8884438902
America One Mortgage Group
1902 Wright Pl #200, Carlsbad, CA 92008
8889425626
Mission Pacific Mortgage
2888 Loker Ave E Suite 110, Carlsbad, CA 92010
7604384111
Scott Swartz @ Loan Advisor Group
2011 Palomar Airport Rd, Carlsbad, CA 92011
8583428898
Dan Chapman
1265 Carlsbad Village Dr #200, Carlsbad, CA 92008
7604540914
Katie Burciaga PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
7147461002
Greg Chigas PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
6198230913
Nick Boxberger - Mortgage Lender - All Western Mortgage, Sr Mortgage Expert NMLS#1386823
5927 Balfour Ct Suite 104, Carlsbad, CA 92008
6023171262
Janus Mortgage
2588 El Camino Real, Carlsbad, CA 92008
7607201700
America's Loan Advisors
701 Palomar Airport Rd #300, Carlsbad, CA 92011
7602802800
Reverse Mortgage-Christina Harmes Group
3207 Grey Hawk Ct # 110, Carlsbad, CA 92010
6199933882
MortgageWrite, Inc.
2292 Faraday Ave #100, Carlsbad, CA 92008
8887440222
Russell J. Cox - Mortgage Max
1015 Chestnut Ave, Carlsbad, CA 92008
7605472080
Robert Ianniciello | Barrett Financial Group, L.L.C.
3207 Grey Hawk Ct # 110, Carlsbad, CA 92010
7602717550
What Does a Mortgage Refinance Company in Carlsbad Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in California generally range from 2 to 5 percent of the loan principal. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Carlsbad California?
A mortgage refinance company helps homeowners get a new loan to replace their current mortgage. They handle the application, appraisal, and closing process. In California, lenders must follow the California Residential Mortgage Lending Act for licensing and disclosures.
How long does a mortgage refinance take in Carlsbad California?
A typical refinance in California takes 30 to 45 days from application to closing. California law requires a three business day rescission period after signing for most refinances. Delays can occur if the appraisal or title work takes longer.
What documents do I need for a mortgage refinance in Carlsbad?
You need recent pay stubs, W-2 forms, tax returns, bank statements, and a photo ID. California lenders may also ask for proof of homeowners insurance. Self-employed borrowers may need additional profit and loss statements.