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Looking for a mortgage lender in Rutland? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Rutland, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 6 mortgage lenders in Rutland, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Family Credit Union
50 West St, Rutland, VT 05701
8882528932
EastRise Credit Union
72 Seward Rd, Rutland, VT 05701
8023715162
Guild Mortgage - Morgan Woolf
3 Aiken Pl, Rutland, VT 05701
8023539924
Mortgage Company
3 Aiken Pl, Rutland, VT 05701
8023539924
Credit Union of Vermont: A Division of Vermont Federal Credit Union
2 S Main St, Rutland, VT 05701
8027730027
Raymond Morvan
87 West St, Rutland, VT 05701
8022893004
Rutland Vermont offers a range of mortgage lenders including local banks credit unions and regional mortgage companies. Vermont law requires all mortgage loan originators to be licensed through the Vermont Department of Financial Regulation. Borrowers in Rutland can access conventional FHA VA and USDA loans as well as Vermont Housing Finance Agency programs for first time homebuyers.
What Does a Mortgage Lender in Rutland Cost?
Typical costs for a mortgage in Rutland Vermont include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance around 500 to 1000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. Vermont also charges a mortgage recording tax of 0.50 to 1.00 per 100 dollars of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rutland Vermont?
You typically need recent pay stubs W-2 forms tax returns bank statements and photo ID. Vermont lenders also require proof of Vermont residency and a valid Social Security number.
Are there special mortgage programs for Vermont residents?
Yes the Vermont Housing Finance Agency offers programs like the Vermont Home Advantage Mortgage and the Vermont Housing Assistance Program. These provide down payment assistance and competitive rates for eligible buyers in Rutland.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Vermont.