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Find Mortgage Lenders in Essex Junction, VT

Browse mortgage lenders serving Essex Junction, Vermont. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Essex Junction, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 2 mortgage lenders in Essex Junction, VT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mansfield Mortgage Professionals
57 River Rd #1009, Essex Junction, VT 05452
8028794200
Mansfield Mortgage Professionals
57 River Rd #1009, Essex Junction, VT 05452
8028794200

Mortgage lenders in Essex Junction, Vermont help home buyers and homeowners secure financing for residential properties. Vermont law requires all mortgage loan originators to be licensed through the Vermont Department of Financial Regulation. Local lenders are familiar with Essex Junction market conditions and can guide you through Vermont specific programs like the Vermont Housing Finance Agency (VHFA) down payment assistance.

What Does a Mortgage Lender in Essex Junction Cost?

Typical costs for a mortgage lender in Vermont include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,500 to 3,000 dollars. Closing costs in Vermont usually total 2 to 5 percent of the purchase price. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Essex Junction?
You typically need recent pay stubs, tax returns from the past two years, bank statements, and proof of identification. Vermont lenders may also ask for a copy of your credit report and details about any other debts.
How long does the mortgage process take in Vermont?
The mortgage process in Vermont usually takes 30 to 45 days from application to closing. Vermont law requires a minimum 3 day rescission period for refinances under federal truth in lending rules.
Are there special mortgage programs for Vermont residents?
Yes, the Vermont Housing Finance Agency offers programs like the VHFA Advantage loan and down payment assistance for first time buyers. Essex Junction borrowers may also qualify for USDA loans in eligible rural areas of Chittenden County.