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Directory of mortgage lenders in Middlebury, Vermont. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Middlebury, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 5 mortgage lenders in Middlebury, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Bank of Middlebury
32 Main St, Middlebury, VT 05753
8023884982
National Bank of Middlebury
15 Seymour St, Middlebury, VT 05753
8023884982
KeyBank
47 Creek Rd, Middlebury, VT 05753
8023884031
Marble Trail Financial
88 Main St, Middlebury, VT 05753
8023886300
Fortier Group VT AT KW
487 Happy Valley Rd, Middlebury, VT 05753
8023778202
Mortgage lenders in Middlebury Vermont help homebuyers and homeowners secure loans for purchasing or refinancing property. Vermont law requires lenders to be licensed by the Department of Financial Regulation and to follow specific disclosure rules. Local lenders often have knowledge of Vermonts unique housing market and rural property considerations.
What Does a Mortgage Lender in Middlebury Cost?
Typical mortgage lender costs in Vermont include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $400 to $700 and title insurance of $500 to $1,500. Closing costs in Vermont generally range from 2% to 5% of the purchase price. These amounts vary based on loan size, property type, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Middlebury?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Vermont lenders may also ask for a property survey if the home is on a large rural lot. Requirements vary by lender and loan type.
How long does the mortgage process take in Vermont?
The process usually takes 30 to 45 days from application to closing. Vermont law requires a minimum 3-day review period after you receive the Closing Disclosure. Delays can happen if the property has title issues or requires a land survey.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Vermont.