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Looking for a mortgage lender in Montpelier? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Montpelier, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 4 mortgage lenders in Montpelier, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EastRise Credit Union
1 Bailey Ave, Montpelier, VT 05602
8023715162
Northfield Savings Bank
100 State St Suite 1, Montpelier, VT 05602
8022233488
Vermont Community Loan Fund
7 School St, Montpelier, VT 05602
8022231448
Ava Whitcomb - M&T Bank
112 State St, Montpelier, VT 05601
8027775710
Montpelier Vermont home buyers and homeowners can work with mortgage lenders to secure financing for a home purchase or refinance. Vermont law requires lenders to be licensed by the Department of Financial Regulation. Local lenders understand the unique real estate market in central Vermont and can guide you through the process.
What Does a Mortgage Lender in Montpelier Cost?
Typical costs for a mortgage lender in Vermont include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title search and insurance costs vary but often total 800 to 1500 dollars. Closing costs generally add 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Montpelier Vermont?
You typically need pay stubs tax returns bank statements and a government issued ID. Vermont lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a Vermont mortgage approval usually take?
A full mortgage approval in Vermont often takes 30 to 45 days from application to closing. The exact time depends on your financial situation and the lender workload.
Are there special mortgage programs for Vermont first time home buyers?
Yes the Vermont Housing Finance Agency offers programs like VHFA Advantage and VHFA First Gen. These programs provide down payment assistance and competitive rates for eligible first time buyers.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Vermont.