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Mortgage Lenders in Provo, UT

Looking for a mortgage lender in Provo? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Provo, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 7 mortgage lenders in Provo, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Bank - Mortgage Department
95 N University Ave, Provo, UT 84601
(801) 373-3336 cbutah.com
Capital Assets Utah Valley
2696 N University Ave #236, Provo, UT 84604
(801) 370-9877 capitalassetsutahvalley.com
Sheila Trujillo - Revere Home Loans NMLS#315286
1316 S University Ave Suite 101, Provo, UT 84601
(801) 376-1702 facebook.com
Utah Mortgage & Home Loan Lender
971 S University Ave #1027, Provo, UT 84601
(385) 309-0749 samanthavrizzo.wixsite.com
US Bank Mortgage
350 N Freedom Blvd, Provo, UT 84601
(800) 872-2657 usbank.com
Amanda Probst - Bank of Utah Mortgage Loan Officer
3670 N University Ave, Provo, UT 84604
(801) 409-5041 bankofutah.com
Katie Johnson - Bank of Utah Mortgage and Construction Loan Officer
3670 N University Ave, Provo, UT 84604
(801) 924-3601 bankofutah.com

Mortgage lenders in Provo Utah help residents finance home purchases and refinance existing loans. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand Provo market conditions and can guide you through conventional FHA and VA loan options.

What Does a Mortgage Lender in Provo Cost?

Typical costs for a mortgage lender in Utah include an origination fee of 0.5% to 1% of the loan amount appraisal fees from 400 to 700 dollars and title insurance averaging 1500 to 2500 dollars. Closing costs in Provo generally range from 2% to 5% of the home purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Provo Utah?
You typically need pay stubs tax returns bank statements and a valid ID. Utah lenders also require a signed authorization to pull your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Utah?
The average mortgage process in Utah takes 30 to 45 days from application to closing. Utah law does not set a specific timeline but lenders must provide a Loan Estimate within 3 business days of application.
Are there first time home buyer programs in Provo Utah?
Yes Utah Housing Corporation offers down payment assistance and fixed rate loans for first time buyers in Provo. Eligibility depends on income limits and purchase price. Local lenders can help you apply for these programs.