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Directory of mortgage lenders in Heber City, Utah. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Heber City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 mortgage lenders in Heber City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Strategic Home Mortgage
494 S Main St Ste 320, Heber City, UT 84032
8556092313
Guild Mortgage - Thomas Stone
32 S Main St Suite 2, Heber City, UT 84032
4356549979
Mortgage lenders in Heber City Utah help home buyers and homeowners secure financing for residential properties. Utah law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand Wasatch Front market conditions and can guide you through the loan process.
What Does a Mortgage Lender in Heber City Cost?
Typical costs for a mortgage in Utah include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Heber City?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Utah lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Utah?
The process usually takes 30 to 45 days from application to closing. Utah law requires a three day rescission period for refinances, but this does not apply to purchase loans.
Are there Utah specific mortgage programs for first time buyers?
Yes, Utah Housing Corporation offers down payment assistance and fixed rate loans for qualified first time buyers. These programs have income limits and require a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.