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Mortgage Lenders in Centerville, UT

Compare mortgage lenders in Centerville. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Centerville, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 3 mortgage lenders in Centerville, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nest Home Lending, Inc. | Utah
35 W 50 S #120, Centerville, UT 84014
8019798625
Assured Mortgage Company
151 W 1700 N, Centerville, UT 84014
8012947850
Tori Larson - Mortgage Loan Officer - Mountain America Credit Union
298 N Marketplace Dr, Centerville, UT 84014
8016636048

Mortgage lenders in Centerville Utah help homebuyers secure financing for residential properties. Utah law requires lenders to be licensed through the Utah Department of Financial Institutions and follow specific disclosure rules. Centerville residents often work with lenders who understand the local housing market and Davis County property values.

What Does a Mortgage Lender in Centerville Cost?

Typical mortgage lender costs in Utah include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,500 to 2,500 dollars. Closing costs in Centerville generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Centerville Utah?
You typically need pay stubs, tax returns, bank statements, and identification. Utah lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Utah?
The standard mortgage process in Utah usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and the complexity of your financial situation.
Are there Utah specific mortgage programs for first time buyers?
Yes, Utah Housing Corporation offers down payment assistance programs for qualified first time buyers. These programs have income limits and require completion of a homebuyer education course.