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Browse mortgage lenders serving Cottonwood Heights, Utah. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Cottonwood Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 20 mortgage lenders in Cottonwood Heights, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Rate Home Loans, Inc.
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8015062700
Matt Barrett | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018973222
Marylee Gilchrist at CrossCountry Mortgage
6925 S Union Park Center #120, Cottonwood Heights, UT 84047
8018986784
Mark Moyes Team | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8019990886
Brady Beyer Mortgage Consultant | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8014148691
Brian Kesler | Fairway Mortgage
6965 S Union Park Center #140, Cottonwood Heights, UT 84121
8012305464
United First Mortgage
7351 South Union Park Ave Suite 225, Cottonwood Heights, UT 84093
8013085626
Direct Rate Home Loans - Dante Esquibel
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8018199748
Eric Simonson | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018080273
Fairway Independent Mortgage Corporation
6955 S Union Park Center # 370, Cottonwood Heights, UT 84047
3853552144
Cottonwood Lending Group
2825 E Cottonwood Pkwy Ste .500, Ofc# 578, Cottonwood Heights, UT 84121
8017067354
American Pacific Mortgage
1225 E, Fort Union Blvd #100, Cottonwood Heights, UT 84047
8019171280
Angie Martinez | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018644199
Intercap Lending: Christi Larsen
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8013585613
Approved Home Loans
7135 S Highland Dr STE 202, Cottonwood Heights, UT 84121
8018999191
Ascension Mortgage Brokers, Inc.
3462 Tree Farm Ln, Cottonwood Heights, UT 84121
8015483654
The Spectre Mortgage Team at Direct Rate Home Loans
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8017595201
Randy Wright at Rate (NMLS #8977)
6740 S 1300 E Suite 100, Cottonwood Heights, UT 84121
8012658900
Associated Mortgage LC
2469 East Fort Union Blvd STE 108, Cottonwood Heights, UT 84121
8019431999
Lifetime Home Loans NMLS #1861406
6955 S Union Park Center #140, Cottonwood Heights, UT 84047
8012053689
Mortgage lenders in Cottonwood Heights help home buyers and homeowners secure loans to purchase or refinance property. Utah law requires all mortgage loan originators to be licensed through the Utah Division of Real Estate. Local lenders understand the Cottonwood Heights market and can guide you through the loan process.
What Does a Mortgage Lender in Cottonwood Heights Cost?
Typical costs for a mortgage in Utah include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cottonwood Heights?
You will need proof of income, tax returns, bank statements, and identification. Utah lenders also require a credit check and a property appraisal.
How long does the mortgage process take in Utah?
The typical mortgage process in Utah takes 30 to 45 days from application to closing. Delays can occur if additional documents are needed or if the appraisal takes longer.
Are there Utah specific rules for mortgage lenders?
Yes. Utah requires all mortgage loan originators to be licensed and follow the Utah Residential Mortgage Practices Act. This law sets standards for disclosures, fees, and loan terms.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.