Skip to main content

Find Mortgage Lenders Near You in Oak Ridge, TN

Browse mortgage lenders serving Oak Ridge, Tennessee. Contact information and addresses listed below.

14 agents listed
Updated June 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 14 mortgage lenders in Oak Ridge, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Y-12 Credit Union
501 Lafayette Dr, Oak Ridge, TN 37830
(800) 482-1043 y12fcu.org
Advance America
868 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 483-1671 advanceamerica.net
Enrichment Federal Credit Union - Oak Ridge Branch
201 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-0045 enrichmentfcu.org
World Finance
262 E Main St, Oak Ridge, TN 37830
(865) 483-8610 loansbyworld.com
Check Into Cash
361 S Illinois Ave D, Oak Ridge, TN 37830
(865) 482-7101 local.checkintocash.com
Mortgage Investors Group
113 Lafayette Dr Building A, Suite 100, Oak Ridge, TN 37830
(865) 482-8910 migonline.com
OneMain Financial
1181 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 482-2414 onemainfinancial.com
Lendmark Financial Services LLC
1130 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 272-4101 lendmarkfinancial.com
Lorie Wilson
113 Lafayette Dr, Oak Ridge, TN 37830
(865) 851-4382 migonline.com
Michelle Osborne, NMLS 683975
113 Lafayette Dr bldg a suite 100, Oak Ridge, TN 37830
(423) 912-8431 hometownhomeloangirl.com
Shannon Ochiltree, NMLS 186419
113 Lafayette Dr Building A, Suite 100, Oak Ridge, TN 37830
(865) 482-8910 migonline.com
Wendy Thompson Team Oak Ridge Mortgage Brokers & Lending Company
100 E Tennessee Ave, Oak Ridge, TN 37830
(865) 205-8558 thewendythompsonteam.com
Chase Home Lending
235 S Illinois Ave, Oak Ridge, TN 37830
(615) 406-7930 homelendingadvisor.chase.com
Mortgage Investors Group
226 Jackson Square, Oak Ridge, TN 37830
(800) 489-8910 migonline.com

Mortgage lenders in Oak Ridge Tennessee help homebuyers secure financing for residential properties. Tennessee law requires lenders to be licensed through the Tennessee Department of Financial Institutions. Local lenders understand the Oak Ridge housing market and can guide you through conventional FHA and VA loan options.

What Does a Mortgage Lender in Oak Ridge Cost?

Typical mortgage lender costs in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees of 400 to 700 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Title insurance and recording fees are also required. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Oak Ridge?
You typically need pay stubs tax returns bank statements and photo ID. Tennessee lenders may also require proof of residency and a credit report.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law requires a three day right of rescission for most refinances.
Are there down payment assistance programs in Oak Ridge?
Yes the Tennessee Housing Development Agency offers down payment assistance for qualified buyers. Local programs may also be available through the city of Oak Ridge.

Mortgage Lenders in Other Tennessee Cities