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Browse mortgage lenders serving Chattanooga, Tennessee. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 mortgage lenders in Chattanooga, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeRate Mortgage
7506 E Brainerd Rd, Chattanooga, TN 37421
4238059100
Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
4235658830
Summit Funding, Inc.
6148 Lee Hwy # 100, Chattanooga, TN 37421
4234173211
Highlands Residential Mortgage
6576 E Brainerd Rd a, Chattanooga, TN 37421
4236240448
Christina Lane
1830 Washington St, Chattanooga, TN 37408
4236184867
The Gabe Whitmer Team, FirstBank Mortgage, NMLS# 1427791
201 W Main St #105, Chattanooga, TN 37408
4233082207
The J Lending Team – Highlands Residential Mortgage
6576 E Brainerd Rd, Chattanooga, TN 37421
8657120352
Chatt Mortgage
6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421
4235919801
PrimeLending, A PlainsCapital Company - Chattanooga
1200 Premier Dr #220, Chattanooga, TN 37421
4234143390
McGinnis Team - Mortgage Lender - RWM Home Loans
300 Ashland Terrace, Chattanooga, TN 37415
4238005232
Corey Petree - Union Home Mortgage - NMLS# 168632
13 W Kent St Suite 101, Chattanooga, TN 37405
4237603861
Union Home Mortgage Vickie Phillips
13 W Kent St Suite 101, Chattanooga, TN 37402
4233208208
Mortgage Investors Group
6221 Shallowford Rd #104, Chattanooga, TN 37421
4238992887
Cheryl Owens
1813 Market St, Chattanooga, TN 37408
4235049962
The Byram Group at CrossCountry Mortgage
36 E Main St #102, Chattanooga, TN 37408
4237084108
Sherri Boland - Movement Mortgage
7625 Hamilton Park Dr Suite 27, Chattanooga, TN 37421
4233161960
Fairway Independent Mortgage Corp. of Chattanooga
1800 Rossville Ave #108, Chattanooga, TN 37408
4237085285
Mortgage South
6576 E Brainerd Rd, Chattanooga, TN 37421
4236243878
Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
4239918004
Scenic City Mortgage Team with LeaderOne Financial
1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421
4237049399
A mortgage lender in Chattanooga Tennessee helps you secure financing to buy a home or refinance an existing property. Tennessee law requires lenders to be licensed through the Tennessee Department of Financial Institutions. Chattanooga offers a mix of urban and suburban neighborhoods, making local lender knowledge valuable for finding the right loan product.
What Does a Mortgage Lender in Chattanooga Cost?
Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs in Chattanooga average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Chattanooga?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Tennessee lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law allows a three day rescission period for refinances under the Truth in Lending Act.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.