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Browse mortgage lenders serving Atoka, Tennessee. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Atoka, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 mortgage lenders in Atoka, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Mortgage Services Inc.
171 Wesley-Reed Dr, Atoka, TN 38004
9018401400
Leaders Credit Union- Mortgage Services
10992 US-51 Ste 100, Atoka, TN 38004
7316641784
Patriot Bank Mortgage
11529 Hwy 51 S, Atoka, TN 38004
9018401911
Mortgage lenders in Atoka Tennessee help homebuyers secure financing for residential properties. Tennessee law requires lenders to be licensed through the Tennessee Department of Financial Institutions. Local lenders can guide you through conventional FHA and VA loan options for homes in Tipton County.
What Does a Mortgage Lender in Atoka Cost?
Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs in Atoka often total 2 to 5 percent of the home price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Atoka Tennessee?
You typically need pay stubs tax returns bank statements and a photo ID. Tennessee lenders also require a valid Social Security number and proof of residency.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee does not have a specific state law on timeline but most lenders follow standard federal guidelines.
What is the minimum down payment for a home in Atoka?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down while conventional loans may allow as little as 3 percent. VA and USDA loans in Tennessee can offer zero down payment options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.