Find Mortgage Lenders in Clarksville, TN
Compare mortgage lenders in Clarksville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Tennessee before hiring.
Showing 20 mortgage lenders in Clarksville, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Clarksville Tennessee help homebuyers and homeowners secure financing for residential properties. Tennessee law requires all mortgage loan originators to be licensed through the state Department of Financial Institutions. Local lenders understand the Clarksville real estate market near Fort Campbell and can guide you through conventional FHA VA and USDA loan options.
What Does a Mortgage Lender in Clarksville Cost?
Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and closing costs usually total 2 to 5 percent of the purchase price. Tennessee charges a state intangible tax of 0.115 percent on the loan amount. All costs vary by lender loan type and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Clarksville Tennessee?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Tennessee lenders also require a credit check and proof of employment. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Tennessee?
The average mortgage process in Tennessee takes 30 to 45 days from application to closing. This timeline can vary based on loan type appraisal scheduling and under review. Tennessee law does not set a specific maximum time but lenders must provide a Loan Estimate within three business days.
Are there special mortgage programs for first time home buyers in Clarksville?
Yes Tennessee offers the Great Choice Home Loan program through the Tennessee Housing Development Agency. This program provides down payment assistance and competitive rates for qualified first time buyers. Clarksville also participates in local down payment assistance grants for eligible residents.