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Looking for a mortgage lender in North Smithfield? Review the directory below to compare your options.
2 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 2 mortgage lenders in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Network Funding LP
621 Pound Hill Rd Suite 103, North Smithfield, RI 02896
4016512716
First Northern Financial Group
980 Eddie Dowling Hwy, North Smithfield, RI 02896
8007371366
Mortgage lenders in North Smithfield, Rhode Island help homebuyers secure financing for residential properties. Rhode Island law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders are familiar with North Smithfield market conditions and Rhode Island first-time homebuyer programs.
What Does a Mortgage Lender in North Smithfield Cost?
Typical mortgage lender costs in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs in Rhode Island average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Smithfield?
You typically need pay stubs, tax returns, bank statements, and photo identification. Rhode Island lenders also require a signed purchase and sale agreement for the property.
Are there special mortgage programs for Rhode Island residents?
Yes, the Rhode Island Housing program offers down payment assistance and favorable rates for first-time buyers. Eligibility depends on income limits and property location within North Smithfield.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.