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Find Mortgage Lenders Near You in Central Falls, RI
Directory of mortgage lenders in Central Falls, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Central Falls, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 2 mortgage lenders in Central Falls, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
375 Broad St, Central Falls, RI 02863
5085765833
BankNewport - Central Falls Community Lending Center
757 Broad St, Central Falls, RI 02863
4016195494
Mortgage lenders in Central Falls Rhode Island help home buyers and homeowners secure financing for residential properties. Rhode Island law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Central Falls neighborhoods and can guide you through the state specific mortgage process.
What Does a Mortgage Lender in Central Falls Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount and third party fees for appraisal and title search ranging from $500 to $1500. Closing costs in Rhode Island usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Central Falls?
You will need proof of income such as pay stubs and tax returns, bank statements, and a valid photo ID. Rhode Island lenders also require a property appraisal and title search to verify ownership.
How long does the mortgage process take in Rhode Island?
The typical mortgage process in Rhode Island takes 30 to 45 days from application to closing. Rhode Island law requires a 3 day rescission period for refinances but not for purchase loans.
Are there first time home buyer programs in Central Falls Rhode Island?
Yes Rhode Island Housing offers down payment assistance and low interest loans for first time buyers in Central Falls. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.