Find Mortgage Lenders in Barrington, RI
Compare mortgage lenders in Barrington. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 4 mortgage lenders in Barrington, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Barrington Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Rhode Island also charges a mortgage recording tax of 2.30 dollars per 1,000 dollars of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Barrington?
You typically need pay stubs, tax returns, bank statements, and photo identification. Rhode Island lenders also require a property appraisal and proof of homeowners insurance. The exact list depends on your loan type and employment status.
How long does a mortgage closing take in Rhode Island?
A standard mortgage closing in Rhode Island usually takes 30 to 45 days from application to funding. Rhode Island law does not mandate a specific timeline, but lenders must provide a Closing Disclosure at least three business days before closing.
Are there special mortgage programs for Rhode Island first time home buyers?
Yes, Rhode Island Housing offers down payment assistance and low interest rate loans for first time buyers. These programs have income limits and require a homebuyer education course. Barrington buyers may also qualify for local grant programs.