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18 agents listed
Updated May 2026
Cranston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 18 mortgage lenders in Cranston, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage
647 Oaklawn Ave, Cranston, RI 02920
4014907146
The Ferranti Group of loanDepot, NMLS#174457
1615 Pontiac Ave STE 3, Cranston, RI 02920
4012335020
James Procter, Mortgage Loan Consultant, NMLS#23362 - The Ferranti Group of loanDepot
Chris Alfano - loanDepot - Loan Officer - NMLS #2097161
1615 Pontiac Ave 1st Floor, Cranston, RI 02920
4015271187
Mathew Bates
1170 Pontiac Ave, Cranston, RI 02920
4012664416
Steven Hawes | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave 2nd Floor, Cranston, RI 02920
4014802331
Nicholas Viveiros | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave, Cranston, RI 02920
4019969460
Devin Rosa | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave, Cranston, RI 02920
4012613084
Jonathan Joubert | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave, Cranston, RI 02920
4019439200
Best Financial Mortgage Corporation
108 Phenix Ave, Cranston, RI 02920
4014903210
EMCAP Lending
1140 Reservoir Ave, Cranston, RI 02920
8335636227
Mortgage lenders in Cranston, Rhode Island help home buyers and homeowners secure financing for home purchases and refinancing. Rhode Island law requires all mortgage loan originators to be licensed through the state Department of Business Regulation. Local lenders understand Cranston neighborhoods and can guide you through the Rhode Island specific closing process.
What Does a Mortgage Lender in Cranston Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in Rhode Island generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cranston?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Rhode Island also requires a property survey and title search for most purchases.
How long does the mortgage process take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law mandates a 3 business day right of rescission for refinances after closing documents are signed.
Are there first time home buyer programs in Cranston?
Yes, Rhode Island Housing offers down payment assistance and low interest loans for first time buyers in Cranston. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.