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Browse mortgage lenders serving Holly Springs, North Carolina. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Holly Springs, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 mortgage lenders in Holly Springs, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lighthouse Lending
300 S Main St Suite 212, Holly Springs, NC 27540
9195232505
Sunset Lake Mortgage - Steve Trease Mortgage Broker
1100 Holly Springs Rd Ste 203, Holly Springs, NC 27540
9196144063
Barrett Financial Group, L.L.C. - Mortgage Broker
350 Raleigh St, Holly Springs, NC 27540
9194801725
Blue Sky Mortgage Services of Nc
1140 Holly Springs Rd Ste 210, Holly Springs, NC 27540
9195772200
PNC Mortgage
5208 Sunset Lake Rd, Holly Springs, NC 27540
9192902200
Mortgage lenders in Holly Springs, North Carolina help home buyers and homeowners secure financing for property purchases and refinances. North Carolina law requires lenders to follow specific licensing rules under the North Carolina Secure and Fair Enforcement for Mortgage Licensing Act. Local lenders can guide you through options like conventional loans, FHA loans, and VA loans.
What Does a Mortgage Lender in Holly Springs Cost?
Typical costs for a mortgage in North Carolina include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,500. Closing costs usually total 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Holly Springs?
You typically need pay stubs, tax returns, bank statements, and identification. North Carolina lenders also require a valid government ID and proof of residency.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances on primary residences.
What is the minimum down payment for a mortgage in Holly Springs?
Minimum down payments vary by loan type. Conventional loans may require 3 percent down, FHA loans require 3.5 percent, and VA loans may allow zero down for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.